Pre-authorization holds

Pre-authorization hold that never charges the guest

For hotels and vacation rentals, ChargeAutomation places the authorization hold on the guest's card before arrival and releases it after checkout. Nothing is charged unless there is damage, and placing the hold costs you nothing.

Free to startNo fees to holdWorks with your gateway
Property manager preparing a pre-authorization hold in ChargeAutomation
Deposit hold
Booking #4821 · Seaside Villas
Hold placed2 days before check-in
$500
Stay in progressFunds reserved, not taken
Held
ReleasedAutomatically after checkout
$500
Reserved, not chargedNo fee to place the hold
Trusted by the top vacation rentals & hotels since 2018
Wyndham
Aloja
Carzi
Corzly
Cozy Suites
Hopewell
Property Management
Hostuplift
Angelhost
Upstay
Huatulco
Pillow
Boutique
Plantana

What an authorization hold actually does

An authorization hold reserves an amount on the guest's card without moving it. The bank sets it aside and reduces their available credit, and nothing is charged unless you capture it. ChargeAutomation runs the whole hotel credit card authorization automatically, for security deposits and incidental charges at hotels and vacation rentals.

Holds up to 30 daysNo fee to place a holdReleased automatically130+ gateways
Hold, don't charge

Charging a deposit costs you twice

Take a deposit as a charge and you pay a processing fee on money you always meant to return, then the guest waits 5 to 10 business days for the refund. A hold does neither: nothing moves, nothing costs.

  • No processing fee to place a hold.
  • No refund wait for the guest at the end.
  • Placed on your schedule: at booking, before arrival or at check-in.
  • Capture only the damage, and the rest goes back on its own.
See security deposits in full
Hotel operations manager reviewing pre-authorization holds
Card added at check-inVisa ···· 4821
Verified
Hold placed$500.00
Held
Guest checked outNo damage reported
Checking
Hold released$500.00
Done
$0 in fees to hold
Customer reviews

Properties that stopped refunding deposits

Customer
“We no longer spent time physically collecting documents or contacting guest for payments. CA is doing that for us without lifting a finger.”
Ramiro FerrandoRamiro FerrandoUnion Square Hotel
Customer
“We've been using contactless check-in for quite some time already and are really satisfied with how they combined id check, payment collection, terms & conditions and upsells into a single flow. It was easy to implement and guests love the experience.”
JohnJohnCozySuites
Trustpilot
“We use CA for about 2 years for our 50+ properties and are very happy so far.”
Igor OxIgor OxProperty manager · Latvia
Trustpilot
“Automating the check in and payment process was the best thing that happened to my rental business! … all on a single link!”
MajaMajaVacation rental host · Japan
Trustpilot
“It has helped us generate additional revenue while keeping everything streamlined and easy to manage.”
Aotearoa Airbnb ManagementAotearoa Airbnb ManagementShort-term rentals · New Zealand
Hotel Tech Report
“Chargebacks are no longer an issue for me. … So, it was a 180-degree change for our operation.”
Commercial DirectorCommercial DirectorBoutique hotel, 50–74 rooms · Buenos Aires
Trustpilot
“They were responsive, communicated clearly, and even followed up on my issue on their own accord.”
Randle TaylorRandle TaylorCanada
Trustpilot
“Other tools claimed they did it with Chargeback protection but the only one that truly did it was ChargeAutomation. … Since then my chargebacks went down to 0.”
Ore SupastaOre SupastaHost · Canada
Trustpilot
“I can confidently say that this solution has all I needed to make my business more profitable, from guidebooks to selling more of our add ons.”
KimKimVacation rental host · Norway
Trustpilot
“wonderful Cathy !”
Eric TrouvinEric TrouvinFrance
Hotel Tech Report
“Advanced product that solved many of our hotel's needs at once and increased our RevPar, % of direct bookings, and TrevPar.”
Director of SalesDirector of SalesCity center hotel, 100–199 rooms · Kyiv
Trustpilot
“Very useful app! Amazing support!”
Wilhelm CazimiroviciWilhelm CazimiroviciRomania
Trustpilot
“With the money generated by upsells, the tool actually pays for itself.”
Krzysztof ZbudniewekKrzysztof ZbudniewekHost
Customer
“Contactless check-in from ChargeAutomation saves so much time for our administrators and we noticed how guest satisfaction improved. 100% recommendation.”
ErinErinLifeSuites
Customer
“ChargeAutomation is easy to use and user friendly, you can surely use the system even if you are a beginner. and the support team are prompt at responding to queries and very informative.”
AndrewAndrewUpStay
Trustpilot
“It really helped me get quick access to the door code and pay my security deposit. … It was all right there in the guidebook.”
Sodiq FowosereSodiq FowosereGuest · Canada
Trustpilot
“As an owner of Popcorn Hostel in Bucharest, I can say this app is the best tool that I found on the internet.”
Popcorn HostelPopcorn HostelHostel · Bucharest
Trustpilot
“We use ChargeAutomation to collect security deposits, rental agreements, and some payments from guests when they book on various platforms. It's very nice to have a unified and automated system to handle this and allow guests to self service.”
RyanRyanHost · United States
Trustpilot
“When I wanted to pay for the reservation it actually did something like an otp with my bank so it ensured it was me.”
Christianah FashChristianah FashGuest · Canada
G2
“ChargeAutomation is amazing! It can do so much and I often recommend ChargeAutomation to my clients.”
Kana G.Kana G.Verified user
Trustpilot
“Supported by Dixie, really helpful help.”
Abobakr ElwakeelAbobakr ElwakeelCustomer
Trustpilot
“This whole system is so great for us and our customers.”
Josh StockJosh StockCustomer
Trustpilot
“Seamless, takes away a lot of the back and forth I had to deal with when processing credit cards and verifying ID. Highly recommended!”
AjAjCanada
Trustpilot
“I checked in, paid a security deposit, booked early check-in and received my access instructions - all via the same link.”
Kasia KugaudoKasia KugaudoGuest · Poland
Hotel Tech Report
“The upsells have increased my add ons as the guest can pay via a card.”
DirectorDirectorCity center hotel, 50–74 rooms · San Jose
Trustpilot
“The platform itself is very powerful for automating guest communication, check-in processes, and operational workflows, which saves a huge amount of time once set up correctly.”
Peter MeszarosPeter MeszarosUnited Kingdom
Release and capture

The release nobody has to remember

The complaint is almost never the hold. It is the deposit or hotel incidental hold that stayed on the card a week after checkout because someone forgot. ChargeAutomation releases it on a schedule, automatically.

  • Released after checkout on the timing you set.
  • Up to 30 days in ChargeAutomation, and 31 on Visa with STRPay.
  • Longer stays switch to a Damage Waiver automatically, before a hold could expire.
  • Alerts when a hold fails, is captured or needs attention.
How the Damage Waiver compares
Vacation rental living room left in good condition after checkout
Hold window
30 days

31 on Visa with STRPay

Why ChargeAutomation

Protected every stay, charged almost never

30 days

hold window

$0

in fees to place a hold

130+

payment gateways connected

50+

PMS platforms synced

FAQ

Authorization hold FAQ

What is a pre-authorization hold?

A pre-authorization hold reserves money on a guest's card without taking it. The bank sets the amount aside and reduces the guest's available credit, but no money moves until you capture it. ChargeAutomation uses pre-authorization holds for security deposits and incidentals at hotels and vacation rentals, so nothing is charged unless something goes wrong.

Is a pre-authorization the same as a charge?

No. A charge moves money and costs you a processing fee, and refunding it costs the guest a wait of 5 to 10 business days. A hold only reserves the amount, so you pay nothing to place it and the guest sees their credit freed as soon as it is released.

How long does a pre-authorization hold last?

In ChargeAutomation a hold can last up to 30 days, which covers most stays. On STRPay the card network limits apply: 31 days on Visa and 30 days on Mastercard. After that the hold drops off automatically and the funds return to the guest, whether or not the stay has ended.

Can hotels automate credit card pre-authorization?

Yes, and it is the point. ChargeAutomation places the hold on the schedule you set, at booking, a set number of days before arrival or at online check-in, and releases it automatically after checkout, so the front desk never has to ask a guest for a card at the counter.

How do I automate the hotel credit card authorization process?

Set the rule once and let the booking trigger it. In ChargeAutomation you choose the amount, the timing and the booking sources it applies to, per property or portfolio, and the hold is placed and released without anyone opening a terminal.

What are hotel incidentals and how are they held?

Incidentals are the extras a guest might add during a stay, such as the minibar, room service or damage. Most hotels cover them with a pre-authorization hold rather than a charge. ChargeAutomation places that hold before arrival during online check-in and releases it after checkout.

How do I release a pre-authorization hold?

You do not have to. ChargeAutomation releases the hold automatically on the schedule you set after checkout, which is the step most properties forget and most guests complain about. You can also release it manually at any time.

How do I charge a guest for damage after checkout?

Capture the hold instead of releasing it. In ChargeAutomation you capture all of it or only part, and whatever you do not capture is released back to the guest automatically.

What happens if the hold expires before the guest checks out?

The funds return to the guest and the property is unprotected for the rest of the stay, usually with no notification. For stays longer than the authorization window, use a charged deposit or offer the Damage Waiver instead, which ChargeAutomation can apply automatically by length of stay.

Can I place a pre-authorization hold on an Airbnb booking?

Most Airbnb hosts cannot, because Airbnb's Off-Platform Policy does not allow charging guests outside Airbnb and AirCover covers damage instead. Use pre-authorization holds in ChargeAutomation for direct bookings and channels that permit them.

Which payment gateways support pre-authorization holds?

ChargeAutomation connects 130+ payment gateways, and holds are supported across the major ones including Stripe, Adyen, Airwallex and Authorize.net. STRPay, ChargeAutomation's own processing, supports holds up to 31 days on Visa and 30 on Mastercard.

Is a pre-authorization cheaper than charging a deposit?

Yes. Charging a deposit and refunding it means paying a processing fee on money you always intended to give back, plus the refund wait. A hold costs nothing to place, which is why most properties that switch never go back.

Hold the deposit. Never charge it.

Turn on automatic authorization holds and let every one release itself. Holds run up to 30 days, and placing one costs you nothing.

Free to startNo fees to holdWorks with your gateway